Wind Mitigation Inspection in Florida
If there’s one inspection that can directly reduce your homeowner’s insurance costs, it’s a wind mitigation inspection. Many Florida homes already qualify for discounts without the owner realizing it. Insurance companies offer significant premium reductions for homes that meet specific construction standards—and we help ensure you don’t leave those savings behind.
A wind mitigation inspection documents your home’s wind-resistant features and identifies every discount your insurer may apply. Everything is carefully recorded, photographed, and submitted in a format insurers accept without issue. In many cases, the inspection can pay for itself within the first year of savings.
When scheduled alongside a full home inspection, a wind mitigation inspection can be added for just $75 (a $50 savings compared to our standalone price of $125). It’s also available as a standalone service if you’re a current homeowner simply looking to uncover missed insurance discounts.
All reports are completed using the updated 2026 OIR-B1-1802 Florida wind mitigation form, ensuring your insurer receives the exact documentation required to process credits quickly and accurately.
Using a Wind Mitigation Inspection for the My Safe Florida Home Program
Many Florida homeowners also obtain a Wind Mitigation Inspection as part of the My Safe Florida Home Program. Depending on funding availability and eligibility, the program may provide grants to help pay for qualifying wind-hardening improvements that can strengthen your home and reduce future insurance costs.
A professional wind mitigation inspection is often one of the first steps in the process. Our inspections document your home's existing wind-resistant features using the current Florida OIR-B1-1802 form, providing the information homeowners commonly need when pursuing available program benefits.
While participation and grant approval are determined by the My Safe Florida Home Program, we're happy to provide the inspection required to help you move forward. For current eligibility requirements and program details, homeowners should refer to the official My Safe Florida Home website.
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Schedule your wind mitigation inspection online alongside your full home inspection to identify potential insurance savings based on your home’s wind resistance features. If you’re unsure, check with your insurance agent to see if you qualify for discounts.
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A Wind Mitigation includes documentation of roof shape and geometry, as well as the age and condition of the roof covering, both of which impact wind resistance and potential insurance discounts.
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The size and type of roof-to-deck nails are key factors in determining your wind mitigation credits and potential insurance discount.
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The documented distance between nails also determines your insurance discount.
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This Hurricane strap qualifies for one of the highest discounts.
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Accurate wind mitigation documentation is one of the most effective ways to maximize your insurance discounts and ensure you’re not leaving money on the table.